Educational Purpose Statement

The budget review process materials, courses, and educational content provided by System-Chat are designed exclusively for educational and informational purposes. These materials are intended to enhance your understanding of financial planning concepts, budgeting methodologies, and review processes commonly used in business and personal finance contexts.

Our educational programs do not constitute professional financial advice, investment guidance, or personalized financial planning services. The information presented represents general educational content and should not be relied upon as a substitute for professional consultation with qualified financial advisors, accountants, or other licensed professionals.

Limitation of Liability

System-Chat, its instructors, employees, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our educational materials or participation in our programs. This includes, but is not limited to:

• Financial losses resulting from the application of educational concepts
• Business decisions made based on program content
• Technical issues or interruptions in online learning platforms
• Errors or omissions in educational materials
• Incompatibility of general concepts with specific individual circumstances

Information Accuracy and "As Is" Provision

While we strive to provide accurate and up-to-date educational content, System-Chat makes no warranties or representations regarding the completeness, accuracy, or reliability of the information presented in our programs. All educational materials are provided on an "as is" basis without warranties of any kind, either express or implied.

The rapidly changing nature of financial regulations, market conditions, and business practices means that some information may become outdated between course updates. Students are encouraged to verify current regulations and seek professional advice when applying concepts learned through our educational programs.

Professional Advice Limitations

System-Chat's educational programs are not intended to replace professional financial, legal, tax, or business advice. Our instructors and content creators, regardless of their professional backgrounds, are acting in an educational capacity only when delivering course content.

Students should consult with qualified professionals before making significant financial decisions or implementing budget review processes in their personal or business contexts. This is particularly important for:

• Complex business financial structures
• Tax implications of budgeting decisions
• Regulatory compliance requirements
• Investment-related budget allocations

No Employment or Income Guarantees

System-Chat makes no promises or guarantees regarding employment opportunities, career advancement, or income potential resulting from participation in our educational programs. While our courses aim to enhance professional skills and knowledge, employment outcomes depend on numerous factors beyond our educational content, including market conditions, individual qualifications, and economic factors.

Any testimonials or success stories shared are individual experiences and should not be considered typical results. Your success will depend on your own efforts, background, and circumstances.

Platform and Technology Disclaimers

System-Chat strives to maintain reliable online learning platforms, but we cannot guarantee uninterrupted access to our services. Technical issues, maintenance, or third-party service interruptions may occasionally affect platform availability. We are not liable for any disruptions to your learning schedule or any consequences resulting from temporary platform unavailability.

Students are responsible for ensuring they have appropriate technology and internet connectivity to access our online educational materials. System requirements and platform compatibility information is provided as guidance, but we cannot guarantee performance across all possible technology configurations.

Intellectual Property and Usage Rights

All course materials, including videos, documents, templates, and other educational content, remain the intellectual property of System-Chat. Students receive limited usage rights for personal educational purposes only. Redistribution, resale, or commercial use of course materials is strictly prohibited without explicit written permission.

Governing Law and Jurisdiction

This disclaimer and all related matters shall be governed by the laws of Vietnam. Any disputes arising from the use of System-Chat's educational services shall be subject to the exclusive jurisdiction of the courts in Gia Lai Province, Vietnam.

By accessing our educational materials or participating in our programs, you acknowledge that you have read, understood, and agree to be bound by the terms of this disclaimer.